Disjointness
  - DAML+OIL allows multiple inheritance at the class level
      (multiple rdfs:subClassOf statements) and at the instance level
      (multiple rdf:type statements)
  
- we don't automatically assume that (sub)classes are disjoint,
      e.g. subclasses of Person might include
      Male, Female, Child,
      and Adult
  
- DAML+OIL provides
      daml:disjointWith
      to indicate that 2 classes are disjoint